• PowerCharge 12 Months No Payment, No Interest (Same As Cash)*
• PowerCharge 3/6 Month No Payment, No Interest Plan (Same As Cash) - For purchases made only in our Colossal Clearance Center.

* Excludes purchases made in the Colossal Clearance Center.

Please be sure to read all of the information about the plans below.
Note: If your PowerCharge has been inactive for a period of time, you may have to reapply.


No Payment, No Interest for 12 months, Same As Cash (SAC)
* Excludes purchases made in the Colossal Clearance Center.

• The 12 month period begins when you take possession of your merchandise.
• HSBC does not require a monthly payment during the 12 month period.
• Please note that interest is accruing and will be assessed if any of the original outstanding balance remains after the 12 month promotional period ends.
• HSBC calculates deferred interest based on the original purchase price (regardless of any payments made) and posts it immediately following the end of the 12-month promotional period.
• Standard Rate APR is 23.9%.
• For Accounts not kept current, the promotion will be cancelled, the Default Rate APR of 27.9% and monthly payments will apply.
• Minimum Finance Charge is $2.00.
• Certain rules apply to the allocation of payments and Finance Charges on your promotional purchase if you make more than one purchase on your PowerCharge credit card. Call 1-888-367-4310 or review your cardholder agreement for more information.

* For purchases made only in our Colossal Clearance Center.

• Minimum purchase requirements are:
• 3 Months No Payment, No Interest (SAC) for purchases under $1,000
• 6 Months No Payment, No Interest (SAC) for purchases over $1,000

• The 3 month and 6 month period begins when you take possession of your merchandise.
• HSBC does not require a monthly payment during the 3 month or 6 month period.
• Please note that interest is deferred and will accrue if any of the original outstanding balance remains after the 3 month or 6 month promotional period ends.
• HSBC calculates deferred interest based on the original purchase price (regardless of any payments made) and posts it immediately following the end of the 3 month or 6 month promotional period.
• Standard Rate APR is 23.9%.
• For Accounts not kept current, the promotion will be cancelled, the Default Rate APR of 27.9% and monthly payments will apply.
• Minimum Finance Charge $2.00.
• Certain rules apply to the allocation of payments and Finance Charges on your promotional purchase if you make more than one purchase on your PowerCharge credit card. Call 1-888-367-4310 or review your cardholder agreement for information.

• Once you take possession of your merchandise, mail your payments to:
  HSBC Retail Services
  P.O. Box 17602
  Baltimore, MD 21297-1602
• HSBC does not accept payments made with a credit card.
• Jordan's cannot accept in-store payments.

• If you have a 3, 6 or 12 month Same As Cash (SAC) balance and a reduced rate balance, monthly payments of any amount will be applied entirely to the reduced rate balance unless the payment is received during the last 2 billing cycles of the 12 month SAC plan and the payment is large enough to cover the entire SAC balance plus any minimum monthly payments that are due on the reduced rate balance.
• If you wish to redirect any payment in a different order, you may do so by calling a HSBC Customer Service Representative at 1−800−423−5771.

• HSBC will mail monthly statements that include information regarding deferred finance charges to date and all promotional expiration dates.
• You can view your account information online at WWW.HRSACCOUNT.COM.
• If you change your address call HSBC toll free at 1−800−423−5771.

Click here to download the financing application .