Financing
FINE FURNITURE AND MATTRESSES are within your reach with our special financing options.
Jordan’s Furniture is pleased to offer a financing program in conjunction with Capital One, N.A. to help make furnishing your home that much easier. It’s called the PowerCharge.
Financing application and payment details are available on the Financing Details page.
We offer five PowerCharge plans:
- No Interest If Paid in Full Within 48 Months *
Interest will be charged to your account from the delivery date if the purchase balance is not paid in full in 48 months or if you make a late payment.- No Interest If Paid in Full Within 36 Months **
Interest will be charged to your account from the delivery date if the purchase balance is not paid in full in 36 months or if you make a late payment.- No Interest If Paid in Full Within 24 Months ***
Interest will be charged to your account from the delivery date if the purchase balance is not paid in full in 24 months or if you make a late payment.- No Interest If Paid in Full Within 12 Months ****
Interest will be charged to your account from the delivery date if the purchase balance is not paid in full in 12 months or if you make a late payment.- No Interest If Paid in Full Within 6 Months *****
Interest will be charged to your account from the delivery date if the purchase balance is not paid in full in 6 months or if you make a late payment.
PowerCharge 48-Month Plan*
A minimum purchase of $2999 is required for this plan. The plan cannot be combined with other offers, promotions, or coupons. Here are some of the plan's requirements:
- Period Begins Upon Possession-The 48 Month period begins when you take possession of your merchandise.
- Minimum Payments Required-Minimum monthly payments required; The purchase amount is divided into 48 equal monthly payments plus any late fees for the promotion period. The monthly payment will never be less than $25.
- Interest Due Only on Balance-Interest is accruing throughout the 24-month period, but is only due if there is a remaining balance at the end of that period. Capital One calculates the deferred interest based on the original purchase price (regardless of any payments paid) at a Standard APR of 23.9%.
- Accounts Must Be Current-
- Customers that fail to make two consecutive payments and are 30 days past due, will then have their entire account balance taken off the promotion as well as be subject to the Penalty Rate.
- Standard Rate APR is 23.9%.
- For Accounts not kept current, the promotion will be cancelled, the Penalty Rate APR of 27.9% and monthly payments will apply.
- Minimum Interest Charge-The minimum Interest Charge is $2.
- Certain Rules Apply-Certain rules apply to the allocation of payments and Interest Charges on your promotional purchase if you make more than one purchase on your PowerCharge credit card. Call 1-888-367-4310 or review your cardholder agreement for more information.
- This finance plan is not to be combined with other offers, promotions or coupons.
Please Note:This plan DOES NOT apply to purchases made in the Colossal Clearance Center.
PowerCharge 36-Month Plan**
A minimum purchase of $2499 is required for this plan. The plan cannot be combined with other offers, promotions, or coupons. Here are some of the plan’s requirements:
- Period Begins Upon Possession—The 36 Month period begins when you take possession of your merchandise.
- Minimum Payments Required—Minimum monthly payments required; The purchase amount is divided into 36 equal monthly payments plus any late fees for the promotion period. The monthly payment will never be less than $25.
- Interest Due Only on Balance—Interest is accruing throughout the 24-month period, but is only due if there is a remaining balance at the end of that period. Capital One calculates the deferred interest based on the original purchase price (regardless of any payments paid) at a Standard APR of 23.9%.
- Accounts Must Be Current—
- Customers that fail to make two consecutive payments and are 30 days past due, will then have their entire account balance taken off the promotion as well as be subject to the Penalty Rate.
- Standard Rate APR is 23.9%.
- For Accounts not kept current, the promotion will be cancelled, the Penalty Rate APR of 27.9% and monthly payments will apply.
- Minimum Interest Charge—The minimum Interest Charge is $2.
- Certain Rules Apply—Certain rules apply to the allocation of payments and Interest Charges on your promotional purchase if you make more than one purchase on your PowerCharge credit card. Call 1-888-367-4310 or review your cardholder agreement for more information.
- This finance plan is not to be combined with other offers, promotions or coupons.
Please Note:This plan DOES NOT apply to purchases made in the Colossal Clearance Center.
PowerCharge 24-Month Plan***
A minimum purchase of $1999 is required for this plan. The plan cannot be combined with other offers, promotions, or coupons. Here are some of the plan’s requirements:
- Minimum Payments Required—Capital One requires a minimum payment during the 24-month period.
- Period Begins Upon Possession—The 24-month period starts once a customer takes possession of the purchased furniture.
- Interest Due Only on Balance—Interest is accruing throughout the 24-month period, but is only due if there is a remaining balance at the end of that period. Capital One calculates the deferred interest based on the original purchase price (regardless of any payments paid) at a Standard APR of 23.9%.
- Accounts Must Be Current—For accounts not kept current, the promotion will be cancelled and minimum payments at the Penalty APR of 27.9% will apply.
- Minimum Interest Charge—The minimum Interest Charge is $2.
- Certain Rules Apply—The allocation of payments and Interest Charges on your promotional purchase may be subjected to certain rules, especially if you make more than one purchase on your PowerCharge credit card. Call 1-888-367-4310 or review the cardholder agreement for more information.
Please Note: This plan DOES NOT apply to purchases made in the Colossal Clearance Center.
PowerCharge 12-Month Plan****
A minimum purchase of $999 is required for this plan. Here are some of the plan’s requirements:
- Minimum Payments Required—Capital One requires a minimum payment during the 12-month period.
- Period Begins Upon Possession—The 12-month period starts once a customer takes possession of the purchased furniture.
- Interest Due Only on Balance—Interest is accruing throughout the 12-month period, but is only due if there is a remaining balance at the end of that period. Capital One calculates the deferred interest based on the original purchase price (regardless of any payments paid) at a Standard APR of 23.9%.
- Accounts Must Be Current—For accounts not kept current, the promotion will be cancelled and minimum payments at the Penalty APR of 27.9% will apply.
- Minimum Interest Charge—The minimum Interest Charge is $2.
- Certain Rules Apply—The allocation of payments and Interest Charges on your promotional purchase may be subjected to certain rules, especially if you make more than one purchase on your PowerCharge credit card. Call 1-888-367-4310 or review the cardholder agreement for more information.
Please Note: This plan DOES NOT apply to purchases made in the Colossal Clearance Center.
PowerCharge 6-Month Plan*****
Here are some of the plan’s requirements:
- Minimum Payments Required—Capital One requires a minimum payment during the 6-month period.
- Period Begins Upon Possession—The 6-month period starts once a customer takes possession of the purchased furniture.
- Interest Due Only on Balance—Interest is accruing throughout the 6-month period, but is only due if there is a remaining balance at the end of that period. Capital One calculates the deferred interest based on the original purchase price (regardless of any payments paid) at a Standard APR of 23.9%.
- Accounts Must Be Current—For accounts not kept current, the promotion will be cancelled and minimum payments at the Penalty APR of 27.9% will apply.
- Minimum Interest Charge—The minimum Interest Charge is $2.
- Certain Rules Apply—The allocation of payments and Interest Charges on your promotional purchase may be subjected to certain rules, especially if you make more than one purchase on your PowerCharge credit card. Call 1-888-367-4310 or review the cardholder agreement for more information.
